“Dear beloved” – and so it begins

Many of the Nigerian scam letters I get in my SPAM – have “dear beloved” in the subject line – way too funny for me..no one I know uses that term. Yet – it appears to be effective – I see it often.

When I worked in banking many years ago – occasionally someone would get a physical letter (now referred to as snail mail) informing them of wealth beyond their dreams if they would only do “X” in exchange.  Tellers would often see these letters and then alert higher ups that someone was being scammed.  With the invention of the internet and email the scams are cheaper for them to run their marketing AND they get a higher take rate and banking staff might not be aware of a customer being scammed.

While I have always blammed greed for those that get scammed – I do wonder if they aren’t just stupid as well.  I know that sounds mean but – seriously let’s look at the Nigerian Scam for what it is.

1. A person you do not know AT ALL suddenly contacts you and indicates they want to share their wealth with you.

2. You don’t know the laws of another country and yet you TRUST this person or entity that they are being legit.

3. Always in another country…not yours.

4. Add in all of the other crap that these emails entail..

Just in case you have wondered what might happen should you be dumb enough to follow through with a request – read this story – click here.  You can find a million other stories both online and at the FBI…don’t fall for these stories that play to your greed.